Travel insurance to include dystrophy is a must when you travel or take a holiday abroad just in case you fall ill and need medical treatment. The cost of receiving medical treatment away from the UK can be very high. For those with pre-existing medical conditions travel insurance can be expensive unless you shop around (this link might help you find cheap travel insurance for people with dystrophy
Travellers with dystrophy have in the past paid significantly more for their travel insurance as those with dystrophy, like many other sufferers of a pre-existing condition have had their premiums raised. The travel insurance companies consider those that are under the treatment of a doctor, even on a routine basis, may be more likely to claim and hence cause them to have to pay out.
For example, a 54 year old male, travelling to the United States of America for 1 week would pay around £13.42 if they didn’t have dystrophy, but for the same person with dystrophy, the premium could be £36.41, that’s around 3 times more expensive.
Dystrophy and travel insurance
Dystrophy is the degeneration of tissue and there are many different types.
- Muscular dystrophy
- Duchenne muscular dystrophy
- Becker's muscular dystrophy
- Reflex neurovascular dystrophy
- Retinal dystrophy
- Conal dystrophy
- Myotonic dystrophy
- Corneal dystrophies
These details will be taken into account when you apply for travel insurance if you suffer with dystrophy and a personal quote will be prepared based on your exact circumstances.
And finally, those that are awaiting a diagnosis or additional tests face the heftiest premiums as what insurers’ hate most of all is uncertainty, especially around the possible risk of falling ill abroad with a condition that isn’t yet well controlled.